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Who We Are

The Business Payments Coalition (BPC) is a volunteer group of organizations and individuals working together to promote greater adoption of electronic business-to-business (B2B) payments, remittance data, and invoices. The Coalition’s wide-ranging goal is to make B2B electronic payments more efficient across the end-to-end process, that is, to achieve straight-through-processing across both the procure-to-pay and order-to-cash cycles. The Coalition accomplishes this objective by addressing problems and barriers that make it difficult for businesses to use electronic alternatives to paper checks and remittance advices. There is no cost to join or to participate in Coalition efforts.

Remittance information refers to details about a payment. It tells what the payment is for and explains variances between the amount billed and amount paid. In B2B payments, often a remittance advice is sent by the buyer to the seller to inform the seller that a payment has been or is about to be made, the specific items or invoices being paid, and the reasons for any discrepancies between the invoiced amount and the paid amount (for example, discounts, deductions, and adjustments taken in accordance with the terms of the sale or contract).

The Vendor Forum is a sub-group within the BPC that offers a venue for software and technology providers, corporates, and financial institutions to collaborate. A major goal of the Vendor Forum is to encourage industry efforts to improve B2B payments efficiency and achieve straight-through-processing. The Vendor Forum seeks to foster dialogue, build awareness, and strengthen engagement among vendors and the communities they serve in order to promote automation and electronification of B2B payments and associated remittance information. One goal of the Vendor Forum is to encourage standards adoption to improve B2B payments efficiency and achieve straight-through-processing.

Participation in the Coalition is open to any individual or organization interested in the Coalition’s objectives.

The Business Payments Coalition changed its name in 2016 from “Remittance Coalition.”  We are the same volunteer group.  Coalition documents created prior to 2016 are published under the Remittance Coalition name.

Volunteer Recognition

The BPC would like to recognize all of the volunteers who made a difference with initiatives in 2018. To achieve the results takes time, and this group of volunteers made a difference. Without your time and effort, the BPC would not be successful. We appreciate all that you do.

e-Invoice Work Groups

In 2018, the BPC continued its work on overcoming the market challenges with paper invoicing. The BPC organized three separate workgroups to assess the feasibility of developing an e-invoice interoperability framework for the US, to conduct a gap analysis for an e-Invoice semantic model, and to assess the technical requirements for a message delivery network. The following individuals participated in these efforts:

Ahti Allikas, Opus Capita
Greg Bartels, IPS
Severin Blenkush, Federal Reserve Bank of St. Louis
Robert Gallo, Edicom
Leela Gill, Direct Commerce
Cassandra Gordon, TD Bank
Dylania Grant, Accenture
Roger Hatfield, Cloud-Trade
Lynne Herrman, Bottomline Technologies
David Hixon, IBM
Ken Holman, Crane Softwrights
Caston Jackson, SurePay Financial Services
Michael Jasper, Basware
Tom Jones, LBMX
Katalin Kauzli, Partnerhub
Peter Kozak, IBM
Daniel Liesenfeld, Basware
Omar Martinez, FacturaFacilmente
Péter Malaczkó, Partnerhub
Jose Luis Ortiz, Indicium Solutions

Charles Bryant, EESPA
Ger Clancy, IBM
Mike Dignen, High Radius
Ernest Fiore, JPMorgan Chase
Michael Owens, Cortex
Jesus Pastran, ATEB Servicios SA de CV
German Peguero, Edicom
Pam Rhoads, Accenture
Liviu Rodean, IBM
Daniel Sanchez, Indicium Solutions
Phillip Schmandt, McGinnis, Lochridge & Kilgore
Nicholas Schmidt, JPMorgan Chase
Matthew Shanahan, Globys, Inc.
Susan Stallings, Tungsten Networks
Janos Toberling, PartnerHub
Anna Tujunen, DOOAP
Matt Vickers, Xero
Ken Virgin, iPayables
Dennis Weddig, Federal Reserve Bank of Minneapolis
Chris Welsh, OFS Portal

Simple Remittance Work Group

The Simple Remittance work group defined data needs for simple remittance information that can be easily adopted by small and medium size businesses (SMBs). Participants were:

Roger Bass, Traxiant
Glenn Fromer, Treasury Software
Sharon Jablon, The Clearing House

Caston Jackson, SurePay Financial Services, LLC
David Jackson, Marketcy
Rich Urban, IFX Forum

SMB Accounting APIs Work Group

The SMB Accounting APIs work group worked on an initiative to create a catalog of APIs and providers to educate small and medium size businesses (SMBs) and SMB service providers about available electronic payment integration options. Participants were:

Roger Bass, Traxiant
Deb Canale, Wells Fargo
Donald Cook, Today Payments
Leigh Cook, Today Payments
Tom Frale, Transaction News
Lello Gebisa, Glenbrook Partners
Caston Jackson, SurePay Financial Services
David Jackson, Marketcy
BC Krishna, Mineral Tree
Ken Kruszka, SnapCheck

Stephanie Licht, Bankers Trust
Lindsay Mowery, EVO Payment Technologies
Jesus Pastran, ATEB Servicios SA de CV
German Peguero, Edicom
Matt Shanahan, Globys
Rich Urban, IFX Forum
Jacob Vandenbark, EVO Payment Technologies
Matt Vickers, Xero
Brett Weinhouse, Gemini Management

Card-based Remittance Work Group

The Card-based Remittance work group completed a mapping of virtual card processes and concluded that remittance needs to be delivered outside the card rails. Participants were:

Roger Bass, Traxiant
Stephen Cohen, Boost B2B
Lynne Herrman, Bottomline
Michael Jasper, Basware

James Lister, Boost B2B
Jack Sevier, Comdata
Brad Tomchek, Mastercard
Rich Urban, IFX Forum, Inc.

ISO® 20022 Capabilities Work Group

The ISO 20022 Capabilities work group developed a directory for financial institutions and service providers to publicize their capabilities for ISO 20022 payment and cash management for businesses. Participants were:

Bob Blair, X9
Magnus Carlsson, AFP
Joseph Casali, NEACH
Douglas Daggett, Iliad Solutions
Ernie Fiore, JPM
Regina Williams Hendrick, Levvel

Joyce Lucas, Kacil Business & Technology Consulting
Mark Tiggas, X9
Shannon Tramontin, Mercantile Bank of Michigan
Rob Unger, NACHA
Cary Whaley, ICBA
Caston Jackson, SurePay Financial Services

The level of engagement continues to be high and the BPC thanks and appreciates the time, effort and thought leadership of the volunteers.

What We Do

The Business Payments Coalition promotes B2B payments education through regular conference calls, in-person meetings and webinars. It also sponsors and facilitates workgroups that develop educational, technical and standards material.

Business Payments Coalition Resource Guide (PDF)
Describes resources available on the Business Payments Coalition website.

2019 Objectives and 2018 Accomplishments (PDF) (02/19)

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